FICO Credit Score: Understanding How Credit Works
In this second part of a 3 part series we are going to talk about the FICO credit score. In the first part we talked about the pros and cons of credit monitoring FICO scores are critical to your ability to get a new credit card, car loan, or home,...Credit Monitoring Services
These days credit monitoring services are very popular. Your credit rating is an important part of life. It can have a major impact on whether you save money or end up having to pay more than you’d like to on different types of loans. So that you can make sure...Is an Adjustable Rate Mortgage Smart?
Is an Adjustable Rate Mortgage Smart? In this article we will take a closer look at VA ARMs and hopefully help you decide if an adjustable rate mortgage is right for you. Everybody loves the 30-year fixed mortgage. The history of the 30-year goes back to the Great Depression and...Should I Lock My Mortgage Rate In Today?
Should I lock my mortgage rate in today? It's a difficult question, and unfortunately there is no simple answer. Interest rates have been going up. It happened multiple times last year and has happened a few times this year as well. Most economists think mortgage rates are going to be...VA Home Improvement Loan
When most people think about home improvement loans they usually think it’s an FHA or some other type of rehab loan. But the truth is, there is a VA home improvement loan. We’ve been getting a lot of calls requesting information on this. The VA home improvement loan allows you...Wyoming Military Bases
Military bases in Wyoming consist of Guernsey Maneuver Area and Francis E. Warren Air Force Base. Wyoming is the least populated state in the union with a population of just over 500 thousand people. Wyoming is known for its vast plains rocky mountains and big sky. Wyoming surrounding states include...Wisconsin Military Bases
Military Bases in Wisconsin consist mainly of Fort McCoy and Volk Field. Wisconsin is a Midwestern state with a population of over 1.5 million. The state is known for its cheese curds and scenic rolling hills and farmland. Wisconsin surrounding states include Minnesota, Iowa, Illinois and Michigan. Map of Military...5 Steps to Get Mortgage Ready for a VA Loan
In this post, we’re going to go over 5 steps to get mortgage ready for a VA loan. These work for both purchase loans and a cash-out refinances, and hopefully these preparatory steps can help save you time and money. That’s what we’re all about here at Low VA Rates....5 Things You Might Not Know About VA Home Loans
If you're a veteran looking for a mortgage, you can save a lot of money by using your VA home loan benefits. To help you understand the advantages of a VA mortgage as well as how to qualify, we’re answering questions some of our social media followers have recently submitted....The VA Amendatory Clause
In this post, we are going to be highlighting the main points found in the VA Amendatory Clause, which is also called the VA loan escape clause. If you want to sift through the legal jargon or want more details, this can be found in 38 U.S.C. 501, 3703 (c)(1)....West Virginia Military Bases
Military Bases in West Virginia consist of Camp Dawson, NIOC Sugar Grove, Air Force Reserve, National Guard and the US Coast Guard. West Virginia has a population of just over 1.8 million people and is located in the eastern part of the United States along the scenic Appalachian mountains. The state...